Eligible Accounts include deposit accounts, loans, lines of credit, rewards accounts, consumer loans, business loans, and real estate loans. Your deposit accounts include checking, savings, and money market account.Įligible Accounts – Includes each AllSouth product you have or have applied for that is accessible through the Website, Online Banking, or Mobile Application. Your purchases, or any other charges, fees, or deposits that you make, may not appear immediately and therefore, will not appear in your Current Balance.ĭeposit Accounts – Deposit accounts are accounts that allow money to be deposited and withdrawn by the account holder. The Current Balance will change depending on when transactions are debited from your account.

Your Current Balance reflects transactions that have cleared your account, but it does not include transactions that have been authorized and are pending. Your Available Balance is used to determine if your account will overdraft and incur penalty charges.īusiness – Any person or entity other than a Consumer with an Eligible Account where Online Banking or Mobile Banking is requested for business banking purposes.īusiness Day – Every official work day of the week not including Saturday, Sunday, and federal banking holidays.Ĭonsumer – A person (not a business) with an Eligible Account for which an Online Banking or Mobile Banking is requested primarily for personal, family, or household purposes.Ĭurrent Balance – Current Balance is the total amount of money that you have in your account. This balance is updated on a continuous basis and shows holds and pending transactions that have been authorized but may not have yet posted. Your agreement with us to use binding arbitration for disputes arising under this Agreement or about the Services and to waive the right to trial by jury.Īvailable Balance – Available Balance is the amount of money that is available to you without incurring an overdraft fee.Reporting unauthorized access to your accounts.Your obligations as a user of the Services.This Agreement covers, among other things: If you do not agree to the terms and conditions in this Agreement, do not register for the Services. By clicking “I Agree”, or by using the Services, you are agreeing to the terms of this Agreement.

In this Agreement, “Services” Refers to any online or mobile service available through AllSouth’s website, Online Banking platform, or Mobile Banking application.

Transfer Services including TransferNOW ®.

Online Banking available through AllSouth’s website, Apple App Store®, or Google Play™ store.

This Online Services Agreement (“Agreement”) governs your use of: PLEASE READ THE WAIVER OF JURY TRIAL AND ARBITRATION PROVISIONS CAREFULLY TO ASSESS YOUR RIGHT TO RESOLVE DISPUTES. BY ENTERING INTO THIS AGREEMENT, YOU WILL WAIVE CERTAIN RIGHTS. UNLESS YOU OPT-OUT, THIS AGREEMENT IS SUBJECT TO AN ARBITRATION PROVISION UNDER FEDERAL AND SOUTH CAROLINA LAW.

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